Financial News

Planning for care: The costs you might need to make part of your financial plan

Many people in the UK need to pay for at least a portion of their later-life care if it’s required. So, if you haven’t already considered potential care costs as part of your long-term plan, find out how much it could be and why it’s important to factor in.
Read post

Explained: How Dividend Tax works and when you pay it

If you invest or own a company, you might receive dividends. They could be a useful way to boost your income, but they may also increase your tax liability. Find out what you need to know about Dividend Tax and how you might reduce a potential bill.
Read post

5 valuable reasons to consult a solicitor when writing your will

Using AI or taking a DIY approach to writing your will could mean your assets aren’t distributed in a way that aligns with your wishes. Discover some of the key reasons why working with a solicitor could be valuable, from minimising mistakes to reflecting your financial plan.
Read post

The age you can access your pension may rise. Could it affect your retirement?

The “normal minimum pension age” is rising from 55 to 57 in April 2028. It could mean you’re unable to access your pension savings on your planned retirement date. Find out what you need to know and the steps you could take to keep your retirement plan on track.
Read post

The joy of anticipation: How financial planning generates wellbeing

Anticipating future events that you’re looking forward to has been shown to reduce stress and boost your wellbeing. From your next holiday to long-term lifestyle changes you want to achieve, a financial plan could help you prepare for and feel excited about your goals.
Read post

Investment market update: June 2025

While the effect of trade uncertainty on investment markets eased in June, tensions in the Middle East worsened and led to volatility. Find out what else may have affected your investment portfolio recently.
Read post

Why defining “financial freedom” could help you achieve it

Many people want to achieve “financial freedom”, but it can mean different things to each person and is influenced by other lifestyle goals. So, defining what it means for you could help you create a tailored financial plan that turns it into a reality.
Read post

Could Labour break a “50-year tax taboo” to cut borrowing?

An influential think tank has suggested that the Labour government should increase basic-rate of Income Tax to avoid excessive borrowing. Discover why that hasn’t happened for 50 years, and how such a move could affect you.
Read post

Investment market update: May 2025

While many regional markets recovered some of the losses they experienced in April in May 2025, uncertainty may still be affecting the performance of your investments. Read about some of the key factors that influenced the investment market recently.
Read post

How to use the “gifting from income” rule to reduce your estate’s Inheritance Tax bill

Gifting from your surplus income is an often-overlooked estate planning option that could help reduce the amount of Inheritance Tax your family pays on your death.
Read post

Should you choose a Cash or Stocks and Shares Junior ISA for your child?

A Junior ISA (JISA) can provide an effective way to build a nest egg for your child. One important question for parents to consider is whether to save or invest using a JISA. Find out what you need to know about Cash and Stocks and Shares JISAs, and read questions that could help you decide which option is right for your needs.
Read post

4 steps that could recession-proof your retirement

Instead of worrying about economic slowdown, it may be worth taking steps to protect yourself. Read to discover four ways to recession-proof your retirement.
Read post

Your Spring Statement update – the key news from the chancellor’s speech

The chancellor has delivered the government’s Spring Statement. Here’s a useful summary of the key measures Rachel Reeves announced in her speech.
Read post

Guide: 7 allowances you might want to use before the end of the 2024/25 tax year

The current tax year will end on 5 April 2025. When the new tax year begins, many allowances will reset, so you might want to check if you could benefit from using these seven to make your finances more efficient and reduce your overall tax bill in 2024/25.
Read post
Your Questions, Answered

Frequently Asked Questions

1. What services does Sustainable WM offer?

Once we have assessed your financial health, we develop customized solutions tailored to your specific needs and goals. Our team of experts works closely with you to design a personalized financial plan that addresses your unique challenges and objectives. Whether you're looking to grow your wealth, plan for retirement, or manage debt, we create a plan that is tailored to your individual circumstances.

2. How do you customize financial advice for each client?

Once we have assessed your financial health, we develop customized solutions tailored to your specific needs and goals. Our team of experts works closely with you to design a personalized financial plan that addresses your unique challenges and objectives. Whether you're looking to grow your wealth, plan for retirement, or manage debt, we create a plan that is tailored to your individual circumstances.

3. What is your fee structure?

Once we have assessed your financial health, we develop customized solutions tailored to your specific needs and goals. Our team of experts works closely with you to design a personalized financial plan that addresses your unique challenges and objectives. Whether you're looking to grow your wealth, plan for retirement, or manage debt, we create a plan that is tailored to your individual circumstances.

4. How do you ensure the security of my financial information?

Once we have assessed your financial health, we develop customized solutions tailored to your specific needs and goals. Our team of experts works closely with you to design a personalized financial plan that addresses your unique challenges and objectives. Whether you're looking to grow your wealth, plan for retirement, or manage debt, we create a plan that is tailored to your individual circumstances.

5. What makes your firm different from other financial advisors?

Once we have assessed your financial health, we develop customized solutions tailored to your specific needs and goals. Our team of experts works closely with you to design a personalized financial plan that addresses your unique challenges and objectives. Whether you're looking to grow your wealth, plan for retirement, or manage debt, we create a plan that is tailored to your individual circumstances.